Financial and AI Disclaimer

1. General informational purpose

StatementRadar analyzes user-provided bank statement data and presents calculations, charts, categories and AI-generated observations. The Service is intended to help users organize and understand transaction information. It does not independently verify the truth, ownership, legitimacy, tax treatment or legal meaning of any transaction.

2. No financial, tax, legal, credit or investment advice

Nothing generated by StatementRadar constitutes professional advice, a recommendation, an audit opinion, a credit decision, an investment recommendation, a tax filing position, a legal conclusion or a guarantee of financial outcomes.

Consult an appropriately qualified professional before making important decisions relating to taxes, lending, debt, investments, insurance, business accounts, legal obligations, insolvency, compliance or financial planning.

3. AI and automated-processing limitations

Paid analysis may use Google Gemini and other automated processing. AI systems can misunderstand statement layouts, omit transactions, duplicate entries, choose an incorrect currency, misclassify merchants, invent unsupported explanations or produce incomplete output.

• AI output may vary between runs.
• Safety filters, model limits, high demand or third-party outages may affect results.
• Only a limited number of detailed transactions may be returned or saved.
• Statement chat answers are based on saved analysis data and may not reflect every original statement row.

4. Financial health scores, personalities and forecasts

Health scores, financial personalities, savings opportunities, budget suggestions and spending forecasts are simplified informational estimates. They are not validated credit scores, risk assessments, diagnoses, guarantees or personalized advice.

Forecasts rely on historical statement behavior and may not account for future income changes, emergencies, debt terms, assets, liabilities, taxes, dependants, inflation, investment performance or other important circumstances.

5. Verify all results

Users must compare every important total, transaction, category, period, merchant, recurring charge and insight against the original bank statement. Do not rely on StatementRadar as the sole record for bookkeeping, tax preparation, legal evidence, underwriting, lending, regulatory reporting or dispute resolution.

6. Third-party services

StatementRadar may depend on third-party providers including Google Gemini, Paddle, hosting, email, browser libraries and payment networks. References or links to third-party services do not constitute an endorsement or guarantee. Their availability, security, policies and outputs are outside our complete control.

7. Prohibited high-impact reliance

Do not use StatementRadar output as the sole basis for decisions concerning another person’s credit, employment, housing, insurance, eligibility, benefits, legal rights or access to essential services. Such decisions may be regulated and require lawful authority, accurate source data, human review, notice and appeal processes.

8. Availability and data loss

The Service may be interrupted, changed or discontinued. Saved reports are subject to plan retention periods and may be deleted earlier for security, storage, account closure, policy enforcement or technical reasons. Download reports you need and retain your original statements separately.

9. Assumption of risk

To the maximum extent permitted by law, users assume responsibility for decisions made using StatementRadar. The Service is provided subject to the disclaimers and liability limitations in the Terms of Service. Nothing excludes liability or consumer rights that cannot legally be excluded.

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