Privacy before unnecessary processing
The Free Analyzer is designed to keep compatible spreadsheet files in the browser instead of uploading them for AI processing.
StatementRadar helps people turn difficult-to-read bank statements into understandable cash-flow analytics, categorized spending, financial patterns and practical insights.
Bank statements contain valuable information, but the raw rows rarely explain the full story. Users often need to manually total income, identify subscriptions, review fees, categorize expenses and compare months before the data becomes useful.
StatementRadar was created to shorten that process. The platform combines browser-based spreadsheet analysis with paid AI processing so users can choose between a private, no-AI workflow and a more detailed automated financial report.
The goal is not to replace accountants, advisers or financial institutions. It is to make personal transaction data easier to understand before users speak with a professional or make their own informed decisions.
Free users can analyze compatible CSV and Excel statements locally in the browser.
Paid analysis supports PDF and spreadsheet files with AI categorization, insights and statement chat.
Premium adds longer saved history and comparison of multiple completed analyses.
These principles guide how StatementRadar features are designed and described.
The Free Analyzer is designed to keep compatible spreadsheet files in the browser instead of uploading them for AI processing.
Free, one-time and Premium features are separated clearly so users understand what they are purchasing.
AI results are presented as informational analytics and users are repeatedly encouraged to verify them against the source statement.
Authentication, server-side credentials, protected storage, CSRF protection and verified payment webhooks form part of the current security approach.
The platform focuses on practical metrics such as cash flow, categories, recurring charges, fees, merchants and large transactions.
We avoid presenting experimental forecasts, financial health scores or AI insights as professional advice or guaranteed outcomes.
The platform is built around three clear levels of access.
CSV, XLS and XLSX analysis with totals, categories, charts and transaction search, designed to run locally without Gemini AI.
One complete paid analysis with PDF or spreadsheet upload, AI insights, statement chat, saved access and a professional PDF report.
Up to 75 AI analyses per month, longer saved history and comparison of 2 to 12 completed Premium analyses.
Clear boundaries are important when working with financial information.
StatementRadar does not provide regulated financial, tax, legal, lending, credit or investment advice.
Generated analytics are not certified statements, audited accounts or a replacement for official bookkeeping records.
The platform does not hold customer funds, verify account ownership, issue credit scores or make lending decisions.
AI extraction and categorization can be incomplete or incorrect, so users must compare results with the original statement.
Use the Free Analyzer for private spreadsheet analytics or choose a paid plan when you need PDF support and AI-powered insights.