AI Bank Statement Analysis
Analyze supported PDF and spreadsheet statements with structured transaction extraction and financial insights.
Private free analysis and AI-powered financial intelligence
AI Bank Statement Analyzer for PDF and Excel Statements
Turn bank transactions into a clear financial dashboard. StatementRadar analyzes income, expenses, cash flow, spending categories, recurring payments, merchants and financial patterns from PDF, CSV, XLS and XLSX bank statements.
No credit card for Free
Free files stay in your browser
Paid reports include PDF download
StatementRadar financial dashboard
Total income$8,420.00
Total spending$5,760.00
Net cash flow$2,660.00
Savings rate31.6%
Monthly income and spending trend
Top spending categories
Housing$1,850
Food & Dining$920
Transport$610
Shopping$540
Subscriptions$184
PDF Bank Statements
CSV Statements
XLS Files
XLSX Files
Multi-Currency Analysis
Bank statement analysis features
See more than a list of transactions
StatementRadar converts raw statement data into understandable personal-finance analytics, interactive charts and useful AI insights.
Cash Flow Analysis
Calculate total income, spending, net cash flow and savings rate for the statement period.
Spending Categories
Organize expenses into practical categories and view category shares through interactive charts.
Recurring Payment Detection
Identify repeated charges and subscription-like payments supported by the transaction history.
Merchant Analytics
See the merchants receiving the most money and review your largest expense transactions.
Financial Health Score
Get an informational score based on cash flow, savings behavior, expense control and recurring commitments.
Ask Your Statement
Use AI statement chat to ask questions about the saved transactions and analytics in a paid report.
Professional PDF Report
Download a polished PDF containing summary metrics, major categories, largest transactions and key insights.
Multi-Statement Comparison
Premium users can compare 2 to 12 completed Premium analyses to review changes across statement periods.
How StatementRadar works
From bank statement to financial dashboard in three steps
Choose private local analysis or a paid AI report depending on the file format and depth of insight you need.
1
Upload your statement
Use CSV, XLS or XLSX with the Free Analyzer. Paid AI analysis supports PDF, CSV, XLS and XLSX bank statements.
2
Review the analysis
StatementRadar detects transaction fields, calculates financial metrics and creates spending and cash-flow visualizations.
3
Explore and download
Paid users can review AI insights, ask questions about the statement, save the result and download a professional PDF report.
Who it is for
A practical statement analysis tool for recurring financial review
Use StatementRadar to understand personal or freelance cash flow without manually categorizing every transaction.
Understand spending, savings behavior and recurring payments.
Review changing income, fees and business-related transaction patterns.
Use Premium history and comparison tools for repeated account reviews.
Identify high-spend categories and realistic savings opportunities.
Clear StatementRadar pricing
Start free, buy one AI report, or analyze regularly
No confusing Pro tier. Choose the option that matches how often you need bank statement analysis.
Free
Quick private spreadsheet analysis
$0 forever
Best for users who want essential bank statement analytics without AI, server uploads or API usage.
Try Free Analyzer- Upload CSV, XLS and XLSX statements
- Private local browser processing
- Automatic column and format detection
- Automatic currency detection
- Total income and total spending
- Net cash flow and savings rate
- Spending categories and charts
- Largest expense and average spending
- Transaction search
- No AI and no API usage
Not included
PDF upload, AI insights, AI chat, saved analysis history, multi-statement comparison and downloadable PDF reports.
Best for one-time use
AI Financial Report
One complete professional statement review
$14.99 one-time
Purchase one AI analysis when you need detailed financial intelligence without starting a subscription.
Buy One AI Report- One complete AI statement analysis
- Upload PDF, CSV, XLS and XLSX
- AI transaction categorization
- Cash-flow and spending dashboards
- AI financial health score
- Merchant and largest-transaction analytics
- Recurring payment and fee detection
- Spending forecast and savings opportunities
- AI statement chat
- Professional PDF report download
- Saved report access for 30 days
Not included
Additional AI analyses, Premium multi-statement comparison and 365-day Premium history.
Premium
Recurring analysis for power users
$29 per month
Built for users who regularly analyze bank statements and want longer history and statement-to-statement comparisons.
- Everything in AI Financial Report
- Up to 75 AI analyses per month
- PDF, CSV, XLS and XLSX upload
- Saved analysis history for up to 365 days
- Compare 2 to 12 completed Premium analyses
- Month-to-month and period trend comparison
- Combined income, spending and cash-flow overview
- AI comparison summary
- Professional PDF report downloads
- Billing and subscription management
- Priority support
Not included
Team members, business dashboard, client portal, public API, white-label reports or enterprise SSO.
Plan comparison
Choose based on file type, AI access and frequency
| Feature | Free | AI Report | Premium |
|---|---|---|---|
| CSV, XLS and XLSX upload | Yes | Yes | Yes |
| PDF bank statement upload | No | Yes | Yes |
| Private browser-only processing | Yes | No — AI processing | No — AI processing |
| AI financial analysis | No | 1 analysis | 75/month |
| AI statement chat | No | Yes | Yes |
| Financial health score | No | Yes | Yes |
| Merchant and recurring-payment analytics | No | Yes | Yes |
| Professional PDF report download | No | Yes | Yes |
| Saved report history | No | 30 days | Up to 365 days |
| Multi-statement comparison | No | No | 2–12 reports |
| Subscription required | No | No | Monthly or yearly |
Privacy and payment security
Designed to minimize unnecessary exposure of financial data
The Free Analyzer runs locally in the browser. Paid AI statements are processed through the protected StatementRadar backend and retained according to the selected plan. Payments are handled by Paddle, and StatementRadar does not store complete card numbers.
Bank statements contain sensitive information. Users should remove unnecessary personally identifying data where possible and delete saved analyses when they are no longer needed.
Compatible CSV and Excel files remain in the browser and do not require Gemini AI.
The Gemini API key stays on the server and is not exposed in the browser.
One-time reports are retained for 30 days, while current Premium analyses use a 365-day retention period.
Paddle processes payment methods, applicable taxes, receipts and subscription management.
Frequently asked questions
Questions about bank statement analysis and plans
What is an AI bank statement analyzer?
An AI bank statement analyzer reads transaction data from a supported bank statement, organizes income and expenses, categorizes spending, calculates cash flow, and produces financial insights. StatementRadar also provides charts, merchant analytics, recurring-payment detection, an AI financial health score, and a downloadable PDF report on paid analyses.
Which bank statement file formats does StatementRadar support?
The Free Analyzer supports CSV, XLS, and XLSX bank statements. The paid AI Financial Report and Premium analyzer support PDF, CSV, XLS, and XLSX files up to the configured upload limit.
Is the Free Analyzer really private?
Yes. The Free Analyzer processes compatible CSV and Excel statements locally in your browser and does not use Gemini AI or upload the statement to the StatementRadar server.
What do I receive with the one-time AI Financial Report?
The one-time plan unlocks one complete AI bank statement analysis, interactive charts, transaction categorization, recurring-payment and fee detection, merchant analytics, AI statement chat, saved report access for 30 days, and one downloadable professional PDF report.
How is Premium different from the one-time report?
Premium is for recurring use. It includes up to 75 AI statement analyses per month, saved analysis history for up to 365 days, multi-statement comparison for 2 to 12 completed Premium analyses, and ongoing access to the paid AI analytics experience.
Does StatementRadar provide financial advice?
No. StatementRadar provides informational analytics based on uploaded statement data. Results may contain extraction or categorization errors and should be verified against the original statement. The platform does not provide regulated financial, tax, legal, credit, or investment advice.
Understand where your money is going
Start with private local spreadsheet analysis, or unlock a complete AI-powered financial report when you need deeper insights.